CM Punjab Bewa Sahara Card, Complete Guide, registration process, eligibility criteria

CM Punjab Bewa Sahara Card 2026 Apply Online & Check Eligibility

Q: What is the helpline number?

The official helpline is 1077 . You can call this number to register your application, check your status, or report fraud. For general PSPA program guidance, you can also call 1221 .

The CM Punjab Bewa Sahara Card 2026 (officially called the Rehmat Card) is a one-time financial assistance program launched by Chief Minister Maryam Nawaz Sharif for Muslim widows and double-parent orphans living in Punjab. Eligible widows receive Rs. 100,000, and orphan families receive an additional Rs. 25,000 per child, up to Rs. 150,000 per family. The program has a total budget of Rs. 5 billion and targets 50,000 families in Phase 1. Applications are submitted at rahmatcard.punjab.gov.pk or via helpline 1077. The scheme is managed by the Punjab Social Protection Authority (PSPA) under the Zakat and Ushr Department.

Disclaimer: This is not an official government website. Information is based on Zakat & Ushr Department Punjab official sources.

⚡ Key Facts: CM Punjab Bewa Sahara Card 2026

Who qualifies: Muslim widows and double-parent orphans in Punjab
Amount for widows: Rs. 100,000 (one-time grant)
Amount per orphan child: Rs. 25,000 (maximum Rs. 150,000 per family)
Official portal: rahmatcard.punjab.gov.pk
Helpline: 1077 | PSPA Helpline: 1221
Managing authority: Zakat & Ushr Department / Punjab Social Protection Authority (PSPA)
Districts covered: All 36 districts of Punjab

Quick Overview: What is the CM Punjab Bewa Sahara Card Scheme

Chief Minister of Punjab Maryam Nawaz started the Bewa Sahara card scheme. The Zakat and Ushr Department manages this program. Its key objectives are to provide financial assistance to Zakat-deserving widows and double-parent orphans.

This program is also known as the CM Punjab Rehmat Card. The program is managed by the Zakat and Ushr Department under the Punjab Social Protection Authority (PSPA). For program guidance, contact the PSPA Helpline at 1221. The government uses Zakat funds, money collected from Muslims, and gives them to the families who need it the most.

Detail	Info
Program Name	CM Punjab Rehmat Card (Bewa Sahara Card)
Launched By	CM Punjab Maryam Nawaz
Managing Authority	Zakat & Ushr Department / Punjab Social Protection Authority (PSPA)
Financial Support (Widow)	Rs. 100,000 (one-time grant)
Support Per Orphan Child	Rs. 25,000 per child
Maximum Per Family	Rs. 150,000
Phase 1 Coverage	50,000 families
Total Budget	Rs. 5 Billion
Districts Covered	All 36 districts of Punjab
Payment Method	Biometric via Bank of Punjab & JazzCash
Official Portal	rahmatcard.punjab.gov.pk
Mobile App	CM Punjab Rahmat Card App
Helpline	1077 \| PSPA: 1221

Objectives of Maryam Nawaz Bewa Sahara Card

The program has five specific objectives defined by the Punjab government:

Provide one-time financial assistance of Rs. 100,000 to eligible widows who have no stable income.
Support double-parent orphan children with Rs. 25,000 per child, up to Rs. 150,000 per family.
Ensure Zakat funds collected from Muslims in Punjab reach the most vulnerable households through a transparent digital system.
Reduce the financial burden on widow-headed households in all 36 districts of Punjab.
Prevent duplication by cross-checking applicants against BISP and other provincial aid databases.

Eligibility Criteria for the CM Punjab Bewa Sahara Card

Check the eligibility criteria for the CM Punjab Bewa Sahara card before registration.

Who Can Apply for the CM Punjab Bewa Sahara Card

You can apply for CM Punjab Bewa Sahara Card if;

You are a Muslim widow living in Punjab.
You are a parentless orphan child (both parents have passed away).
Your family income is below the poverty line.
Your total household monthly income does not exceed Rs. 50,000.
You are not receiving any other regular government assistance.
You are a Muslim and eligible for Zakat under Islamic guidelines.
Your CNIC is valid and issued by NADRA and is of a Punjab district.
Your PSER PMT Score is low.

Who Cannot Apply for the CM Punjab Bewa Sahara Card

You cannot apply for CM Punjab Bewa Sahara Card if;

You or your family members work in a government job.
You receive a government pension.
You are Sahib-e-Nisab, which means that you need to give Zakat, not receive, under the Shariah Law.
You are already enrolled in another active Punjab government welfare program, like the BISP 8171 Program.
Your husband is still alive.
You are a habitual beggar.
Your PMT score is high in the Punjab Socio-Economic Registry data.
Owning a car or expensive property.
Having a government job in the family.
Taking money from BISP or other Zakat programs regularly.

Men, married or divorced women, and single mothers who are not widows cannot apply for this scheme.

Required Documents List

Keep these documents ready and updated according to your status before applying.

For Widows

Original CNIC that shows the status of a widow (NADRA updates this after death registration).
Husband’s death certificate issued by NADRA or a registered authority.
B-Forms of your children, if you are also applying for child support.

For Orphan Children (Double Parent Orphans)

B-Form of the child.
Death certificates of both parents issued by NADRA or a registered authority.
CNIC of the legal guardian applying on behalf of the child.

For All Applicants

A phone number registered in your own name — you will receive OTPs and SMS confirmations.
Bank account details or JazzCash wallet details for receiving the payment.

Make sure your CNIC shows the correct marital status. If it still says “married” after your husband passed away, visit your nearest NADRA office and get it corrected first.

Check the required document for Apna Khet Apna Rozgar Program.

Why You Should Update the NADRA Record Before Applying

If your CNIC shows your marital status as married, then you will get rejected instantly. Because the web portal links directly to NADRA, and it reads your marital status live. To solve this issue:

Visit a NADRA center.
Show your husband’s death certificate.
Get a new CNIC with widow status.
Start the registration only after receiving the updated CNIC.

How to Apply for Bewa Sahara Card Online

You can apply through a dedicated web portal, a mobile application, or by visiting local Zakat and Ushr offices. There is also an in-person option at your nearest e-Khidmat Markaz for those without internet access.

Method 1 — Web Portal

Open your browser and go to the official Rehmat Card web portal at rahmatcard.punjab.gov.pk.
Click on “New Registration” and enter your CNIC number. An OTP will be sent to your registered mobile number. Enter it to verify yourself.
Fill in your personal details accurately. Enter your name exactly as it appears on your CNIC. Provide information about your family size, number of children, income level, and current address.
Upload your documents. Upload clear, colored scans of your CNIC, husband’s death certificate, and children’s B-Forms. The portal accepts PDF and JPEG formats.
Click Submit. You will receive a reference number or tracking ID via SMS. Save this number or take a screenshot immediately. You will use it to check your status later.

Method 2 — How to Apply via Mobile App

The Punjab Government created an official mobile app for registration. The registration mobile app is called CM Punjab Rahmat Card, and you can download it for free.

Open the Google Play Store on your Android phone.
Search for the official Rehmat card app. Look for the Punjab Government logo.
Download and install the app.
Open the app and create your new account.
Enter your CNIC number and mobile number.
Provide all the data that is already mentioned in the Web Portal Section.
Tap the submit button to finish the registration.

Method 3 — Bewa Sahara Card Application Process via Helpline 1077

You can use the official Bewa Sahara Card Helpline if you do not have internet or a smartphone.

Dial 1077 from your mobile phone.
Speak with the helpline representative.
Give your CNIC number clearly.
Tell them your full address and family details.
The representative will enter your details and register your application.
Write down the application reference number or tracking ID they provide.

Method 4 — In-Person Registration at e-Khidmat Markaz

If you cannot use the internet or telephone, you can register in person at your nearest e-Khidmat Markaz (government service center) or Union Council office.

Collect your original CNIC, husband’s death certificate, and children’s B-Forms before visiting.
Go to the nearest e-Khidmat Markaz or Social Welfare office in your district.
Tell the staff you want to register for the Bewa Sahara Card (Rehmat Card).
The staff member will enter your information and submit the application on your behalf.
You will receive a tracking number via SMS on your registered mobile number.

Verification Process

After submission, your application goes through many verification processes.

STEP 1

Data Verification

The Zakat and Ushr Department receives your digital form. The government will check your data through the Punjab Socio-Economic Registry (PSER). The PSER database checks your household income, marital status, and family details with NADRA records.

STEP 2

PMT Score Check

PSER calculates a Proxy Means Test (PMT) score to estimate how poor your family is based on things like home ownership, number of earners, education level, and assets.

STEP 3

Budget Allocation

Budget is allocated to District Zakat Committees on the basis of population. This means the number of people selected in your district depends on how many people live there.

STEP 4

Biometric Verification

The disbursement process is fully digitized and transparent, utilizing biometric verification through the Bank of Punjab and JazzCash to ensure that funds reach the intended recipients directly and securely. You visit the nearest Bank of Punjab branch or a designated payment center and confirm your identity with your thumbprint.

STEP 5 — FINAL

Payment Release

Once biometric verification is successful, the money is released directly to your bank account or JazzCash wallet.

How Long Does Verification Take?

The complete verification and approval process typically takes two to four weeks after you submit your application, provided all your documents are accurate and match the NADRA and PSER records. You will receive SMS notifications at each stage, including when your application is approved and when your payment is ready for collection.

How to Check Your Rehmat Card Application Status

After applying, you do not have to wait in uncertainty. You can check your status online.

Go to the official Rehmat Card portal at rahmatcard.punjab.gov.pk.
Enter your CNIC number. The portal will show you whether your application is pending, under review, approved, or if any action is required from you.
You can also call 1077 and ask the helpline agent to check your status using your CNIC number.
You can also check your status through the PSER portal at pser.punjab.gov.pk by logging in with your CNIC and mobile number.
You can also read our complete guide on how to check your BISP 8171 eligibility status for information about other programs you may qualify for.

Common Reasons for Rejection

Applying with a married status on CNIC.
Having a high PMT score in the PSER system.
Not providing the B-Form for orphans.
Submitting the wrong address.

If your application is rejected, the system will send you a reason via SMS. You can correct the issue and re-apply, or call helpline 1077 for guidance. For general PSPA program queries, call 1221.

Fraud Warning

The only real portal is rahmatcard.punjab.gov.pk.
The helpline number is 1077. Do not give information to any other number. For general program queries, the Punjab Social Protection Authority (PSPA) helpline is 1221.
The application is completely free. Anyone asking you for money to register, process your application, or “speed up” your approval is running a scam.
Do not share your CNIC details, OTP, or bank account information with any unknown caller.

If you face any issue or suspect fraud, call 1077 directly.

Role of the District Zakat Committee

The District Zakat Committee plays a major role in the final approval. The web portal only collects your data. The committee verifies your reality by sending an officer to your house. They ask questions about your income and submit their final report to the head office. The head office releases the money after the committee signs the report.

Districts Covered Under the Program

The Bewa Sahara card scheme covers all 36 districts of Punjab. You can apply from any city or village. Some major districts include Lahore, Faisalabad, Rawalpindi, Multan, and Gujranwala. It also covers smaller districts like Layyah, Bhakkar, Rajanpur, and Muzaffargarh. The budget is split according to the population of each district. Every deserving person in Punjab has an equal chance.

Frequently Asked Questions

The CM Punjab Bewa Sahara Card (also known as the Rehmat Card) is a financial assistance program launched by Chief Minister Maryam Nawaz Sharif for Muslim widows and double-parent orphans in Punjab. Eligible widows receive a one-time grant of Rs. 100,000. The program is managed by the Zakat and Ushr Department under the Punjab Social Protection Authority (PSPA).

Approved widows receive a one-time grant of Rs. 100,000. For families with double-parent orphan children, the program provides an additional Rs. 25,000 per orphan child, up to a maximum of Rs. 150,000 per family.

Yes. The application is completely free. Do not pay any agent, shopkeeper, or middleman to register. The official portal is rahmatcard.punjab.gov.pk and the helpline is 1077.

No. This scheme is only for poor widows and double-parent orphans. Men cannot apply for themselves under this program.

If you currently receive regular money from other active provincial government schemes, the system will likely reject your application. The Zakat committee checks all government aid records carefully.

The official helpline is 1077. You can call this number to register your application, check your status, or report fraud. For general PSPA program guidance, you can also call 1221.

Yes. You must have your husband’s official death certificate issued by NADRA or a registered authority to prove your widow status. Without this document, your CNIC cannot be updated to show widow status, and your application will be rejected.

PSER (Punjab Socio-Economic Registry) checks your PMT score, which estimates how economically vulnerable your household is based on factors like home ownership, earners, education, and assets. A low PMT score indicates you are genuinely poor and eligible for the Zakat fund.

The verification process typically takes two to four weeks if all documents are complete and accurate. You will receive SMS updates at each stage of the process.

Yes. A single legal guardian can apply for multiple double-parent orphan children under one registration. Each child must have their own B-Form and the death certificates of both parents. The family will receive Rs. 25,000 per qualifying child, up to a maximum total of Rs. 150,000.

If your application is rejected, the system will send you a reason via SMS. Common reasons include a high PMT score, incorrect CNIC status, or existing enrollment in another government benefit program. You can correct the issue and re-apply, or call helpline 1077 for guidance.

No. You must renew your CNIC at a NADRA office before applying. Make sure your renewed CNIC also shows your widow status before you submit the application.

Yes. Visit your nearest e-Khidmat Markaz or Union Council office with your CNIC, husband’s death certificate, and children’s B-Forms. Staff will register your application in person and provide you a tracking number via SMS.

About This Guide

This guide was written by the SchemesAlert editorial team, which has tracked Pakistan’s government welfare programs including BISP, CM Punjab schemes, and Zakat-based programs since 2022. This article is based on information published by the official Zakat and Ushr Department Punjab and the Punjab Social Protection Authority (PSPA). SchemesAlert.pk is not an official government website.