CM Punjab Bewa Sahara Card 2026 Apply Online & Check Eligibility
The CM Punjab Bewa Sahara Card 2026 (officially called the Rehmat Card) is a one-time financial assistance program launched by Chief Minister Maryam Nawaz Sharif for Muslim widows and double-parent orphans living in Punjab. Eligible widows receive Rs. 100,000, and orphan families receive an additional Rs. 25,000 per child, up to Rs. 150,000 per family. The program has a total budget of Rs. 5 billion and targets 50,000 families in Phase 1. Applications are submitted at rahmatcard.punjab.gov.pk or via helpline 1077. The scheme is managed by the Punjab Social Protection Authority (PSPA) under the Zakat and Ushr Department.
⚡ Key Facts: CM Punjab Bewa Sahara Card 2026
What is the CM Punjab Bewa Sahara Card Scheme
Chief Minister of Punjab Maryam Nawaz started the Bewa Sahara card scheme. The Zakat and Ushr Department manages this program. Its key objectives are to provide financial assistance to Zakat-deserving widows and double-parent orphans.
This program is also known as the CM Punjab Rehmat Card. The program is managed by the Zakat and Ushr Department under the Punjab Social Protection Authority (PSPA). For program guidance, contact the PSPA Helpline at 1221. The government uses Zakat funds, money collected from Muslims, and gives them to the families who need it the most.
The CM Punjab Bewa Sahara Card — officially named the Rahmat Card — is a one-time, Zakat-funded cash grant for Muslim widows and double-parent orphan children across Punjab. Launched by Chief Minister Maryam Nawaz Sharif on May 1, 2026, it is Pakistan’s first digitally managed provincial Zakat disbursement programme, run by the Punjab Zakat and Ushr Department with technical support from the Punjab Information Technology Board (PITB).
Each eligible widow receives Rs. 100,000. Phase 1 targeted 50,000 families with a Rs. 5 billion budget. Selection for this first group was completed through a computerised ballot on June 23, 2026, and JazzCash began disbursing funds to selected beneficiaries from around July 14, 2026. If you have not yet applied, check rahmatcard.punjab.gov.pk directly for whether a new registration round is currently open.
| Detail | Information |
|---|---|
| Program Name | CM Punjab Rehmat Card (Bewa Sahara Card) |
| Launched By | CM Punjab Maryam Nawaz Sharif — May 1, 2026 |
| Managing Authority | Zakat & Ushr Department / Punjab Social Protection Authority (PSPA) |
| Technical Partner | Punjab Information Technology Board (PITB) |
| Payment Partners | Bank of Punjab (BOP) and JazzCash |
| Payment Method | Biometric verification via Bank of Punjab & JazzCash |
| Financial Support for Widow | Rs. 100,000 one-time grant |
| Support Per Orphan Child | Rs. 100,000 per child |
| Phase 1 Coverage | 50,000 families |
| Total Budget | Rs. 5 billion from the provincial Zakat Fund |
| Selection Method | Computerised ballot through PSER with district-wise quotas |
| Phase 1 Ballot Date | June 23, 2026 |
| Disbursement Began | Approximately July 14, 2026 |
| Districts Covered | All 36 districts of Punjab |
| Official Portal | rahmatcard.punjab.gov.pk |
| Mobile App | CM Punjab Rahmat Card App |
| Helpline | 1077 (dedicated) / 1221 (PSPA, 24-hour) |
What Is the Rahmat Card and Why Was It Created?
The Rahmat Card is Punjab’s first large-scale, technology-driven Zakat disbursement programme — designed to replace the slower, paper-based Zakat and Ushr distribution process most Punjab residents are used to.
Are Bewa Sahara Card and Rahmat Card the same thing?
Yes. “Bewa Sahara Card” is the informal name most people search for and most media outlets used early on; “Rahmat Card” is the scheme’s official name used by the Zakat and Ushr Department and on the application portal. This article uses both names interchangeably since both lead to the same programme.
The scheme channels Zakat funds — money collected from Muslims under Shariah — directly to widows and double-parent orphans with no other stable income, using the Punjab Socio-Economic Registry (PSER) for merit-based, district-quota selection instead of manual Zakat committee lists alone.
Do Not Confuse This With Other Widow or Welfare Support
BISP Kafaalat — This is a separate, federal, recurring quarterly cash transfer (currently Rs. 14,500/quarter), not a one-time Zakat grant. You can be a widow and receive BISP, but active enrolment in BISP or another regular government scheme can work against your Rahmat Card eligibility, since this scheme specifically targets households with no other ongoing government support.
PSER-linked cards (Rashan Card, Himmat Card, etc.) — These are recurring provincial benefits tied to a PSER PMT score for ongoing support. The Rahmat Card uses the same PSER database for selection, but pays out once, not repeatedly.
Zakat from your local District Zakat Committee — Traditional Zakat disbursement through mosque-based or local committee channels still exists separately from this digital programme; the Rahmat Card does not replace it, it runs alongside it with its own digital application and ballot process.
Objectives of Maryam Nawaz Bewa Sahara Card
The program has five specific objectives defined by the Punjab government:
Eligibility Criteria – Who qualifies for the Bewa Sahara Card?
You must be a Muslim widow or double-parent orphan, genuinely eligible for Zakat under Shariah, a permanent Punjab resident, with no other regular government income and a household income below Rs. 50,000 per month.
Who Can Apply for the CM Punjab Bewa Sahara Card
You can apply for CM Punjab Bewa Sahara Card if;
Who Cannot Apply for the CM Punjab Bewa Sahara Card
You cannot apply for CM Punjab Bewa Sahara Card if;
Men, married or divorced women, and single mothers who are not widows cannot apply for this scheme.
What documents do I need to apply for Rehmat Card?
Keep these documents ready and updated according to your status before applying.
For Widows
For Orphan Children (Double Parent Orphans)
For All Applicants
Make sure your CNIC shows the correct marital status. If it still says “married” after your husband passed away, visit your nearest NADRA office and get it corrected first.
Check the required document for Apna Khet Apna Rozgar Program.
Why You Should Update the NADRA Record Before Applying
If your CNIC shows your marital status as married, then you will get rejected instantly. Because the web portal links directly to NADRA, and it reads your marital status live. To solve this issue:
How to Apply for Bewa Sahara Card Online
You can apply through a dedicated web portal, a mobile application, or by visiting local Zakat and Ushr offices. There is also an in-person option at your nearest e-Khidmat Markaz for those without internet access.
Method 1 — Web Portal
Method 2 — How to Apply via Mobile App
The Punjab Government created an official mobile app for registration. The registration mobile app is called CM Punjab Rahmat Card, and you can download it for free.
Method 3 — Bewa Sahara Card Application Process via Helpline 1077
You can use the official Bewa Sahara Card Helpline if you do not have internet or a smartphone.
Method 4 — In-Person Registration at e-Khidmat Markaz
If you cannot use the internet or telephone, you can register in person at your nearest e-Khidmat Markaz (government service center) or Union Council office.
Verification Process
After submission, your application goes through many verification processes.
Data Verification
The Zakat and Ushr Department receives your digital form. The government will check your data through the Punjab Socio-Economic Registry (PSER). The PSER database checks your household income, marital status, and family details with NADRA records.
PMT Score Check
PSER calculates a Proxy Means Test (PMT) score to estimate how poor your family is based on things like home ownership, number of earners, education level, and assets.
Budget Allocation
Budget is allocated to District Zakat Committees on the basis of population. This means the number of people selected in your district depends on how many people live there.
Biometric Verification
The disbursement process is fully digitized and transparent, utilizing biometric verification through the Bank of Punjab and JazzCash to ensure that funds reach the intended recipients directly and securely. You visit the nearest Bank of Punjab branch or a designated payment center and confirm your identity with your thumbprint.
District Zakat Committee field visit
A committee officer may visit your home, ask about your income and circumstances, and submit a report before the head office approves release of funds
Payment Release
Once biometric verification is successful, the money is released directly to your bank account or JazzCash wallet.
How Long Does Verification Take?
The complete verification and approval process typically takes two to four weeks after you submit your application, provided all your documents are accurate and match the NADRA and PSER records. You will receive SMS notifications at each stage, including when your application is approved and when your payment is ready for collection.
How to Check Your Rehmat Card Application Status
After applying, you do not have to wait in uncertainty. You can check your status online.
Common Reasons for Rejection
If your application is rejected, the system will send you a reason via SMS. You can correct the issue and re-apply, or call helpline 1077 for guidance. For general PSPA program queries, call 1221.
Fraud Warning
If you face any issue or suspect fraud, call 1077 directly.
Role of the District Zakat Committee
The District Zakat Committee plays a major role in the final approval. The web portal only collects your data. The committee verifies your reality by sending an officer to your house. They ask questions about your income and submit their final report to the head office. The head office releases the money after the committee signs the report.
Districts Covered Under the Program
The Bewa Sahara card scheme covers all 36 districts of Punjab. You can apply from any city or village. Some major districts include Lahore, Faisalabad, Rawalpindi, Multan, and Gujranwala. It also covers smaller districts like Layyah, Bhakkar, Rajanpur, and Muzaffargarh. The budget is split according to the population of each district. Every deserving person in Punjab has an equal chance.
Common Problems and Their Solutions
Bewa Sahara Card mein masla aa raha hai — how to fix Rahmat Card application problems?
Problem 1 — Application rejected for “married” CNIC status
The portal reads your marital status live from NADRA. If your CNIC was never updated after your husband’s death, the system rejects you automatically, regardless of how accurate the rest of your form is.
Solution: Visit your nearest NADRA office with the death certificate, get a new CNIC showing widow status, then start your registration fresh. Do not apply before this update completes.
Problem 2 — High PMT score in PSER
A PMT score above the programme’s threshold signals the system considers your household not poor enough to qualify, even if your actual circumstances feel different.
Solution: Visit your nearest PSER registration centre to confirm your submitted data (income, assets, housing) is accurate and current — an outdated PSER record is a common, fixable cause of an unexpectedly high score. Update it, then reapply.
Problem 3 — Missing B-Form for an orphan applicant
Every orphan child in the application needs their own B-Form — a parent’s or guardian’s documents alone are not sufficient.
Solution: Obtain the B-Form from NADRA before resubmitting; this is usually quick to get if you already have the child’s basic registration details.
Problem 4 — Enrolled in another active government scheme
If PSER or NADRA checks show you are currently receiving regular support from BISP or another provincial programme, the system is likely to flag or reject your application, since this scheme targets households with no other ongoing government income.
Solution: There is no workaround for genuine dual enrolment — the scheme’s design intentionally prioritises those with no other support. If you believe the system has an error (for example, a BISP record under a similar name that isn’t yours), raise it directly with the helpline 1077.
Problem 5 — Selected in Phase 1 ballot but payment hasn’t arrived
Disbursement depends on completing biometric verification at a Bank of Punjab branch or payment point after your name appears on the approved list.
Solution: Confirm you have completed biometric verification — this step cannot be skipped. If it’s done and payment still hasn’t arrived after a reasonable wait, call 1077 with your CNIC and tracking ID.
Problem 6 — You weren’t selected and want to know what’s next
Phase 1 covered only 50,000 families against far more applicants nationwide, so many eligible people were not selected in the ballot.
Solution: A second phase was reported as expected around mid-2026; check rahmatcard.punjab.gov.pk directly for a current registration window, since this detail has not been confirmed with full certainty across sources. Keep your PSER and NADRA records up to date in the meantime so you’re ready whenever a new round opens.
